Dandy Loans 
(dan-dee lohnz) n.
ethical loans that help you borrow well, without costing the earth. 
★★★★★
Conor has been incredibly helpful, not only in guiding me through the home loan process, but specifically tailoring my options based on my preferred ethical banking choices. As a first home buyer, he has made the process easy and approachable. Thanks so much Conor!Google review
★★★★★
Conor, as a broker, was approachable, kind, patient, and genuinely inclusive. He took the time to wait until we were ready to purchase a home, ensuring we never felt rushed. Throughout the process, he was extremely helpful, making the steps of securing pre-approval and final approval straightforward and stress-free. Conor is very hands-on and consistently available, even after hours, to answer any questions we had. As first-time home buyers, we truly appreciated his guidance at every stage. His knowledge, confidence, and dedication not only put us at ease during the purchase but continued to support us even after we secured our property. We couldn't have asked for a better broker to help us through such an important milestone. Thank you Conor for always being kind at our every phone call and email conversations. I always could picture you answering every queries we had with a genuine and understanding smile on your face. No questions were stupid or too difficult to answer. Xerez and I highly recommend Conor's services as mortgage broker.Google review
★★★★★
As a first home buyer, I honestly couldn't have asked for a better mortgage broker! From start to finish, Conor made the entire process clear, stress-free, and easy to understand. Conor took time to explain everything in a way that gave me real confidence in the decisions I was making. He guided me through my options, helped me understand my borrowing power, and supported me every step of the way right through to settlement. He was always available for a chat. I'm incredibly grateful for his support and would highly recommend him to any first-time home buyer looking for someone trustworthy, patient, and truly invested in getting the best outcome.Google review
★★★★★
Really wonderful person who worked very hard to achieve our loan. Bank made mistakes but Conor stayed on top of it and got it doneGoogle review
★★★★★
Very helpful understanding the process and making it easy. Super friendly and approachableGoogle review
★★★★★
Conor at Dandy Loans is fantastic. Extremely knowledgeable, flexible, super responsive. Highly recommend.Google review
★★★★★
Conor is extremely helpful & knowledgeable. Would recommend to anyoneGoogle review
★★★★★
Professional, knowledgeable and quick to respond to questions. Conor helped to make this a really positive experience.Google review
★★★★★
Conor was very prompt with his reply and was able to find a mortgage that tailored to my needs and saved me a lot of money. I would highly recommend him to anyone looking for a better deal. Thank you.Google review
★★★★★
We can't speak highly enough of our experience working with Conor at Dandy Loans! As first-time homebuyers, we had a lot of questions and uncertainties, but he made the entire process feel clear, manageable, efficient and even exciting. He took the time to explain every step in a way that was easy to understand and never once made us feel silly for asking questions, no matter the time of day — something we truly appreciated. Not only did he help us secure an incredible mortgage rate, but he also guided us toward an ethical lender that aligns with our values. His patience, knowledge, timely responses and genuine care made all the difference. Thanks to Conor, we're now in our first home and couldn't be happier. We wholeheartedly recommend him to anyone looking for a mortgage broker you can trust!Google review
5-star Google reviews
Not a generic mortgage broker.
My method demonstrates how finance and values are not opposites.
Free ConsultI’m not here to make finance more confusing or ideological. I’m here to make it more transparent.
Before Dandy Loans, I worked inside the finance system, across banking, home loan collections, applications, superannuation and other brokerages.
I saw how the system works from the inside. I also saw how easily people can feel lost inside it.
Dandy Loans exists because I wanted to use that knowledge in a better way: to help people make lending decisions that are financially strong, clearly explained and better aligned with what they care about.
Results
5-star Google reviews
My story
I didn’t start in finance, I started as a hairdresser.
A very different world, but one where you learn quickly how to listen, how to read people, and how much trust matters when someone is sitting in front of you.
My story
Then life changed direction.
Health issues meant I had to leave hairdressing, so I moved into banking. After general banking I landed in home loan collections, helping people already behind on their mortgage. That part changed me.
My story
I saw the system from the inside.
I worked across home loan applications, superannuation and other brokerage. I learned how lenders think, how approvals work, and how easily people can feel lost in a process that affects their whole life.
My story
Then a mentor asked the right question.
What if I could combine what I care about with what I know how to do? That question led me to ethical lending, because I’m happiest when values and goals align, and I realised I could help others feel that too.
My story
That is why Dandy Loans exists.
Not to shout at banks or make finance feel political. But to help people compare options clearly, understand where their money goes, and find a loan that works for their goals and their values.
My story
Now I get to make ethical lending practical and achievable for my clients too, without compromises and internal conflicts.
What I compare
I compare the options properly.
- Traditional lenders.
- Ethical lenders.
- Rates.
- Fees.
- Loan structure.
- Approval pathway.
- Lender behaviour.
- Values alignment.
My values are my promise.
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You should not have to make a lending decision based on assumptions. I compare options clearly so you can see rates, fees, lender fit, approval pathway and ethical alignment before deciding.
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A loan decision can feel heavy when your financial goals and personal values both matter. I guide the process with calm, practical support so you understand what is happening and why.
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Ethical lending should not rely on vague claims or greenwashing. I look at lender behaviour, funding activity and values alignment, then explain the trade-offs clearly.
How it works
The Clean Money Method®
A practical way to compare lending options through both financial and ethical criteria, so you decide with evidence, not pressure.
Free ConsultClarity Consult
We review your goals, borrowing position, current loan and values. You get a clear view of what may be possible before wasting time with the wrong lender.
Clean Money Filter
We compare suitable lenders through both financial and ethical criteria. Rate. Fees. Loan features. Approval pathway. Lender behaviour. Values alignment.
Approval Path
Once the right option is clear, I guide the application, approval and settlement process. You know what is happening, why it matters, and what your loan is doing.
Results I achieve
A stronger lending decision isn’t just about finding a rate. It’s about the right structure, the right lender, the right approval pathway and the right fit for your goals, competitive and values-aligned, because the point isn’t ethics over outcome, it’s where both work together.
FAQ
The questions worth asking
Not necessarily. Sometimes there are trade-offs, but the ethical option is often the strongest financial option too. I show you both so you can decide with evidence.
A three-step process: a Clarity Consult to understand your goals, a Clean Money Filter that compares lenders on financial and ethical criteria, and an Approval Path I guide to settlement.
No. Plenty of mainstream lenders compare well, and sometimes the most aligned option is also the sharpest on rate. The aim is an informed decision, not an emotional one.
The assessment of ethics are using trusted sources to compare different datapoints on which harmful industries they finance/fund, how they treat their staff, etc.
The initial clarity call is free, with no obligation. I’m paid by the lender on settlement, and I’ll always disclose how that works up front.
No, I compare the whole market. The ethical lens sits beside the numbers so you can see the full picture and choose what’s right for you.
