The loan, explained
What this loan should really do.
Your home loan is likely the biggest financial commitment you’ll make — and the biggest single source of funding your bank uses to lend elsewhere. I compare the real numbers and where each lender puts your money, side by side.
Compared on the numbers
Rate, fees, structure and approval pathway — laid out plainly so you can see the trade-offs.
Filtered for ethics
Where each lender puts your money, weighed beside the financial outcome.
Guided to settlement
I manage the application and approval so you always know what’s happening and why.
The ethical lens
Borrow well, without costing the earth.
I show you, with full transparency, how traditional and ethical lenders compare for this loan — so the option you choose is strong financially and aligned with what you care about.
- Rates
- Fees
- Loan structure
- Approval pathway
- Lender behaviour
- Values alignment
Reviews
What clients say.
★★★★★
Conor has been incredibly helpful, not only in guiding me through the home loan process, but specifically tailoring my options based on my preferred ethical banking choices. As a first home buyer, he has made the process easy and approachable. Thanks so much Conor!Google review
★★★★★
Conor, as a broker, was approachable, kind, patient, and genuinely inclusive. He took the time to wait until we were ready to purchase a home, ensuring we never felt rushed. Throughout the process, he was extremely helpful, making the steps of securing pre-approval and final approval straightforward and stress-free. Conor is very hands-on and consistently available, even after hours, to answer any questions we had. As first-time home buyers, we truly appreciated his guidance at every stage. His knowledge, confidence, and dedication not only put us at ease during the purchase but continued to support us even after we secured our property. We couldn't have asked for a better broker to help us through such an important milestone. Thank you Conor for always being kind at our every phone call and email conversations. I always could picture you answering every queries we had with a genuine and understanding smile on your face. No questions were stupid or too difficult to answer. Xerez and I highly recommend Conor's services as mortgage broker.Google review
★★★★★
As a first home buyer, I honestly couldn't have asked for a better mortgage broker! From start to finish, Conor made the entire process clear, stress-free, and easy to understand. Conor took time to explain everything in a way that gave me real confidence in the decisions I was making. He guided me through my options, helped me understand my borrowing power, and supported me every step of the way right through to settlement. He was always available for a chat. I'm incredibly grateful for his support and would highly recommend him to any first-time home buyer looking for someone trustworthy, patient, and truly invested in getting the best outcome.Google review
★★★★★
Really wonderful person who worked very hard to achieve our loan. Bank made mistakes but Conor stayed on top of it and got it doneGoogle review
★★★★★
Very helpful understanding the process and making it easy. Super friendly and approachableGoogle review
★★★★★
Conor at Dandy Loans is fantastic. Extremely knowledgeable, flexible, super responsive. Highly recommend.Google review
★★★★★
Conor is extremely helpful & knowledgeable. Would recommend to anyoneGoogle review
★★★★★
Professional, knowledgeable and quick to respond to questions. Conor helped to make this a really positive experience.Google review
★★★★★
Conor was very prompt with his reply and was able to find a mortgage that tailored to my needs and saved me a lot of money. I would highly recommend him to anyone looking for a better deal. Thank you.Google review
★★★★★
We can't speak highly enough of our experience working with Conor at Dandy Loans! As first-time homebuyers, we had a lot of questions and uncertainties, but he made the entire process feel clear, manageable, efficient and even exciting. He took the time to explain every step in a way that was easy to understand and never once made us feel silly for asking questions, no matter the time of day — something we truly appreciated. Not only did he help us secure an incredible mortgage rate, but he also guided us toward an ethical lender that aligns with our values. His patience, knowledge, timely responses and genuine care made all the difference. Thanks to Conor, we're now in our first home and couldn't be happier. We wholeheartedly recommend him to anyone looking for a mortgage broker you can trust!Google review
FAQ
Home Loans questions, answered.
Not necessarily. Sometimes there are trade-offs, but the ethical option is often the strongest financial option too. I show you both so you can decide with evidence.
A three-step process: a Clarity Consult to understand your goals, a Clean Money Filter that compares lenders on financial and ethical criteria, and an Approval Path I guide to settlement.
No. Plenty of mainstream lenders compare well, and sometimes the most aligned option is also the sharpest on rate. The aim is an informed decision, not an emotional one.
