Why Choose Us?

We’re not just about numbers. We’re about recommending an ethical home loan that aligns with your needs and values. Here’s what matters to us.

Animal Rights

In our business, we hold a profound belief that animals are sentient beings. Their lives matter, and they deserve to thrive according to the Five Freedoms of Animal Welfare.

Human Rights

At our core, we firmly believe that human rights matter. Why? Because every individual deserves to live and work in a world that is safe, free from discrimination and there is equal pay for equal work.

Climate Change

Climate change is not just an environmental issue; it’s a multifaceted challenge that demands urgent action from individuals, governments, and organisations worldwide.

ETHICAL
MORTGAGE BROKER

Hello! I’m Conor Workman, the person behind Dandy Loans, which started in August 2022. With a wealth of experience in banking and superannuation, I’ve guided professional families towards ethical home loans that match their values.
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Over the past decade, I’ve helped countless professional families secure their dream homes. The total value of these mortgages is a staggering $200,000,000 and counting!
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But that’s not all about me! My husband and I are vegan and committed to promoting animal welfare and well-being. Fostering and rescuing dogs is our passion. We believe in making choices that benefit those beyond our species.
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Environmental consciousness is at the core of our beliefs. We strive to reduce our carbon footprint, advocate for sustainable practices, and protect our planet for future generations.
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Supporting women’s rights and LGBTQIA+ equality is non-negotiable. We stand alongside these communities, championing their rights, visibility, and empowerment.
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If you’re seeking a mortgage ally who’s got your back, look no further. Let’s turn your homeownership dreams into reality together, making the world kinder for all!

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"We are so happy with our new home and consolidated debts"

“We can’t thank Conor enough for all his support and dedication to helping us. When we first reached out to Conor, we were a little unclear on our financial goals and our finances weren’t structured well for us.

From our first meeting with Conor he sat down with us and together we came up with an action plan and helped us map out our goals, he kept us informed every step of the way and gave us plenty of options.

Conor was patient with us when we changed our plans a few times and nothing was ever too much trouble, he helped us meet deadlines for contracts and took out all the stress of liaising with lenders. Conor really listened to what we wanted and was respectful and realistic with what we could and couldn’t achieve. Nothing was too much trouble throughout the whole process.

We are so happy with our new home and consolidated debts. Thank you so much Conor for helping us get to the light and the end of the tunnel.”

Jess

New Purchase

Whether you're a first-time homebuyer, looking to invest, or exploring refinancing options, our FAQs are here to provide clarity and confidence as you take the next step towards securing your ideal mortgage solution.

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Is an ethical home loan more expensive?

Not necessarily. Multiple lenders have competitive interest rate and fee offerings. Each has different ESG (Environment, Social, and Governance) qualifiers that might suit your ethical values and needs.

Can I secure a mortgage without a perfect credit score?

Yes, we specialise in finding solutions for all types of borrowers, including those with less-than-perfect credit scores, to help secure financing for residential properties.

Is it possible to refinance my existing mortgage without incurring hefty fees?

We guide you through the refinancing process, identifying options that minimise or eliminate fees, making your switch more cost-effective.

How do I know which lender shares my values?

Here at Dandy Loans, we’ve done the work to find what each lender finances/invests in, so you don’t have to!

Is there a lender that doesn’t finance live exports?

Yes, multiple lenders have stated that they have not and/or will not finance or invest in live exports.

How can I contact you?

Call us on 0401 330 177, send us email at conor@dandyloans.com.au or visit our office at Level 1, Suite 11B, 75 Cygnet Ave, Shellharbour NSW 2529

Ethical Home LoansA Kinder Future for ALL